Purchase Procedure

STEP - 1

COMPLETE APPLICATION FORM
(Online or from our offices)

Select House Type or Preference indicating
additional requirements if any.
Submit forms to Buena Vista (online or at our offices)

STEP - 3

PAYMENTS

Client to make Payments as follows:
- 30% Minimum Down Payment as per
  Commencement Invoice (CI).
- 30% Minimum Payment including any other
  charges as per invoice No 2 in month 3.

- 30% Minimum Payment including any other charges as per invoice No 3 in month 6.
- 10% Payment/ Outstanding Balance Payment including any other charges as per invoice No 4 in month 9.
Buena Vista makes allocation to client upon 100% payment and issues Completion Date. Buena Vista proceeds with the preparation of LEASE AGREEMENT for the Client.
Buena Vista to issue Certificate of Purchase upon confirmation of 100% payment by client.

STEP - 2

OFFER LETTER

BUENA VISTA will issue offer letter to Client
indicating general terms and conditions as
well as price.
Sign Purchase and Development Agreement/
Pre Construction Agreement and Estate
Management Conditions.

Buena Vista to issue Commencement Invoice (CI) to Client.

STEP - 4

HANDED OVER

Completed building is handed over as per
the Sale And Development Agreement.
well as price.

MORTGAGES: Mortgages are available from Ghanaian Mortgage Companies/Financial Institutions for prospective home buyers. You may contact our office or financial institution for further details.

Mortgage Providers

Fidelity Bank
Fidelity Bank was issued with a universal banking license on June 28th, 2006, making Fidelity Bank Limited , the 22nd Bank to be licensed by the Bank of Ghana. It is owned by Ghanaian and foreign individual and institutions investors including ADB and SSNIT. Home Purchase Mortgage is a product provided by Fidelity Bank to assist individuals and companies to purchase residential properties for their own use, rental or the use of their employees or for other purposes. This program is not limited to first-time buyers only.

Ghana Home Loans
Home ownership remains the key priority of most Ghanaians. However due to limited sources of mortgage financing, this priority has remained a dream for a significant proportion of the population. Ghana Home Loans has been created to make this dream a reality. Ghana Home Loans aims to offer prospective homebuyers and existing homeowners alike with well structured and competitively priced mortgage products. In addition, we consistently seek to leverage information technology to provide our clients with first class customer service.

HFC Bank Ghana Ltd
All HFC Bank products and services are available to both resident and non-resident Ghanaians (NRG). NRG’s can take Mortgage loans to acquire new homes, renovate or improve upon their current homes or complete their uncompleted house that have been left idle for the past years. If you own a home in Ghana but wish to borrow to expand or pay for personal expenses, HFC Bank can loan you up to 80% of the forced sale value of that property. On the other hand, if you want to buy land now and develop it later, HFC Bank can lend you the money to do so. NRG’s can also open Savings accounts with HFC Bank in four (4) different currencies, USD, GBP, EURO and in CEDIS. There are no charges and deductions on these accounts HFC Bank gives interest on all foreign denominated savings accounts above USD 500, GPB 300 and EURO 300.

Note: Clients who request for a specific plot will be required to make full payment before allocation is made.